Price Checker / CPT 20937
How much does Sp Bone Agrft Morsel Add-on cost?
CPT 20937 · Based on 2026 Medicare rates and hospital-published pricing
The average hospital charge is around 263x the fair price — among the most extreme markups. Dispute this.
Fair price
$220–$440
What this should cost
With insurance
~$2,900
Typical out-of-pocket
Overcharged if over
$550
Push back above this
The average hospital charge of $86,759 is $86,429 over the fair price (about 263x the fair rate).
What hospitals charge for Sp Bone Agrft Morsel Add-on
From hospital-published transparency (MRF) files. These are the hospitals in our database that list this procedure.
| Hospital | Gross Charge | Cash Rate | vs Medicare |
|---|---|---|---|
| University of Texas Medical Branch Galveston, TX | $182,179 | — | 123579% |
| UTMB Health Angleton Danbury Hospital Galveston, TX | $182,179 | — | 123579% |
| UTMB Health Clear Lake Hospital Galveston, TX | $182,179 | — | 123579% |
| UTMB Health League City Hospital Galveston, TX | $182,179 | — | 123579% |
| Centrastate Medical Center FREEHOLD, NJ | $65,344 | $17,528 | 44261% |
| The Christ Hospital Inpatient Psychiatry , OH | $43,959 | $26,376 | 29743% |
| The Christ Hospital Inpatient Rehab , OH | $43,959 | $26,376 | 29743% |
| The Christ Hospital Liberty , OH | $43,959 | $26,376 | 29743% |
| The Christ Hospital , OH | $43,959 | $26,376 | 29743% |
| UPMC Community Osteopathic , PA | — | — | 16014% |
| UPMC Harrisburg , PA | — | — | 16014% |
| UPMC West Shore , PA | — | — | 16014% |
Were you billed for this procedure?
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About Sp Bone Agrft Morsel Add-on
CPT code 20937 refers to sp bone agrft morsel add-on (billing description: "Sp bone agrft morsel add-on"). Under the 2026 Medicare Physician Fee Schedule, it is reimbursed at $147 in a facility (hospital or surgery center) and $147 in a doctor's office.
The Medicare rate is the closest thing to an objective "what this work is actually worth." A fair cash price for the uninsured is generally 1.5–3x that rate. Hospital sticker (gross) charges are often far higher — but almost nobody actually pays them.
What to do if you were overcharged
- 1Send us your bill — we'll identify this code and compare it against the rates shown above.
- 2Get a dispute letter — citing the Medicare rate and your hospital's own published pricing data.
- 3We negotiate for you — 25% of savings, no savings = no fee.