Price Checker / CPT 28820
How much does Amputation Of Toe cost?
CPT 28820 · Based on 2026 Medicare rates and hospital-published pricing
The average hospital charge is around 14x the fair price — among the most extreme markups. Dispute this.
Fair price
$450–$890
What this should cost
With insurance
~$2,900
Typical out-of-pocket
Overcharged if over
$1,100
Push back above this
The average hospital charge of $9,313 is $8,643 over the fair price (about 14x the fair rate).
What hospitals charge for Amputation Of Toe
From hospital-published transparency (MRF) files. These are the hospitals in our database that list this procedure.
| Hospital | Gross Charge | Cash Rate | vs Medicare |
|---|---|---|---|
| Jackson Purchase Medical Center MAYFIELD, KY | $40,716 | — | 13597% |
| Castleview Hospital PRICE, UT | $16,963 | — | 5606% |
| Mary Imogene Bassett Hospital Cooperstown, NY | $4,030 | — | 3716% |
| Troy Regional Medical Center TROY, AL | $10,000 | $3,400 | 3264% |
| Monroe Hospital BLOOMINGTON, IN | $9,097 | $3,811 | 2960% |
| Rawlins County Health Center ATWOOD, KS | $8,512 | — | 2391% |
| Ashley County Medical Center Crossett, AR | $7,711 | — | 2235% |
| Bradley County Medical Center WARREN, AR | $6,755 | — | 2172% |
| Klickitat County Public Hospital District No 1 Goldendale, WA | $6,000 | — | 1918% |
| Jennie M Melham Memorial Medical Center BROKEN BOW, NE | $5,926 | — | 1894% |
| Baptist Health Medical Center-Arkadelphia ARKADELPHIA, AR | $5,555 | $1,389 | 1769% |
| Baptist Health Medical Center-Heber Springs HEBER SPRINGS, AR | $5,555 | $1,389 | 1769% |
| Pemiscot Memorial Health Systems , MO | $5,474 | $3,832 | 1741% |
| Northern Itasca Hospital District , MN | $4,814 | $3,418 | 1519% |
| Meritus Medical Center, Inc. HAGERSTOWN, MD | $2,593 | — | 772% |
Were you billed for this procedure?
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About Amputation Of Toe
CPT code 28820 refers to amputation of toe (billing description: "Amputation of toe"). Under the 2026 Medicare Physician Fee Schedule, it is reimbursed at $162 in a facility (hospital or surgery center) and $297 in a doctor's office.
The Medicare rate is the closest thing to an objective "what this work is actually worth." A fair cash price for the uninsured is generally 1.5–3x that rate. Hospital sticker (gross) charges are often far higher — but almost nobody actually pays them.
What to do if you were overcharged
- 1Send us your bill — we'll identify this code and compare it against the rates shown above.
- 2Get a dispute letter — citing the Medicare rate and your hospital's own published pricing data.
- 3We negotiate for you — 25% of savings, no savings = no fee.