Price Checker / CPT 58321
How much does Artificial Insemination cost?
CPT 58321 · Based on 2026 Medicare rates and hospital-published pricing
The average hospital charge is around 53x the fair price — among the most extreme markups. Dispute this.
Fair price
$270–$320
What this should cost
With insurance
~$2,400
Typical out-of-pocket
Overcharged if over
$400
Push back above this
The average hospital charge of $15,841 is $15,541 over the fair price (about 53x the fair rate).
What hospitals charge for Artificial Insemination
From hospital-published transparency (MRF) files. These are the hospitals in our database that list this procedure.
| Hospital | Gross Charge | Cash Rate | vs Medicare |
|---|---|---|---|
| Dominican Hospital SANTA CRUZ, CA | — | — | 32381% |
| Arroyo Grande Community Hospital , CA | — | — | 17161% |
| "St. John's Hospital Camarillo" SPRINGFIELD, CA | — | — | 15136% |
| Stonewall Jackson Hospital , WV | $8,884 | $4,442 | 10496% |
Were you billed for this procedure?
Send us your bill and we'll compare every line item against Medicare rates and your hospital's published prices. Free review, no obligation.
About Artificial Insemination
CPT code 58321 refers to artificial insemination (billing description: "Artificial insemination"). Under the 2026 Medicare Physician Fee Schedule, it is reimbursed at $42 in a facility (hospital or surgery center) and $84 in a doctor's office.
The Medicare rate is the closest thing to an objective "what this work is actually worth." A fair cash price for the uninsured is generally 1.5–3x that rate. Hospital sticker (gross) charges are often far higher — but almost nobody actually pays them.
What to do if you were overcharged
- 1Send us your bill — we'll identify this code and compare it against the rates shown above.
- 2Get a dispute letter — citing the Medicare rate and your hospital's own published pricing data.
- 3We negotiate for you — 25% of savings, no savings = no fee.