Price Checker / CPT 72295
How much does X-ray Of Lower Spine Disk cost?
CPT 72295 · Based on 2026 Medicare rates and hospital-published pricing
The average hospital charge is around 34x the fair price — among the most extreme markups. Dispute this.
Fair price
$180–$370
What this should cost
With insurance
~$2,500
Typical out-of-pocket
Overcharged if over
$460
Push back above this
The average hospital charge of $9,430 is $9,150 over the fair price (about 34x the fair rate).
What hospitals charge for X-ray Of Lower Spine Disk
From hospital-published transparency (MRF) files. These are the hospitals in our database that list this procedure.
| Hospital | Gross Charge | Cash Rate | vs Medicare |
|---|---|---|---|
| FRISBIE AMBULANCE , NH | — | — | 46034% |
| FRISBIE MEMORIAL HOSPITAL ROCHESTER, NH | — | — | 46034% |
| UPMC Montefiore , PA | $16,118 | $12,894 | 13084% |
| UPMC Presbyterian , PA | $16,118 | $12,894 | 13084% |
| UPMC Shadyside , PA | $16,118 | $12,894 | 13084% |
| Kindred Hospital Las Vegas - Flamingo Las Vegas, NV | $12,105 | — | 9802% |
| Kindred Hospital Las Vegas - Sahara Las Vegas, NV | $12,105 | — | 9802% |
| Abrazo Surprise Hospital , AZ | $11,849 | $8,887 | 9592% |
| Cornerstone Specialty Hospitals Bossier City Bossier City, LA | $10,516 | — | 8502% |
| Cornerstone Specialty Hospitals Huntington Huntington, WV | $10,516 | — | 8502% |
| Lanai Community Hospital LANAI CITY, HI | $10,895 | — | 8179% |
| Kula Hospital KULA, HI | $10,895 | — | 8144% |
| PAM Rehabilitation Hospital of Dover , DE | $9,834 | $9,834 | 7944% |
| "Brigham and Women's Hospital" BOSTON, MA | $9,787 | $7,340 | 7906% |
| Kindred Hospital Philadelphia - Havertown Havertown, PA | $9,775 | — | 7896% |
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About X-ray Of Lower Spine Disk
CPT code 72295 refers to x-ray of lower spine disk (billing description: "X-ray of lower spine disk"). Under the 2026 Medicare Physician Fee Schedule, it is reimbursed at $122 in a facility (hospital or surgery center) and $122 in a doctor's office.
The Medicare rate is the closest thing to an objective "what this work is actually worth." A fair cash price for the uninsured is generally 1.5–3x that rate. Hospital sticker (gross) charges are often far higher — but almost nobody actually pays them.
What to do if you were overcharged
- 1Send us your bill — we'll identify this code and compare it against the rates shown above.
- 2Get a dispute letter — citing the Medicare rate and your hospital's own published pricing data.
- 3We negotiate for you — 25% of savings, no savings = no fee.