Price Checker / CPT 97022
How much does Whirlpool Therapy cost?
CPT 97022 · Based on 2026 Medicare rates and hospital-published pricing
The average hospital charge is around 15x the fair price — among the most extreme markups. Dispute this.
Fair price
$25–$45
What this should cost
With insurance
~$250
Typical out-of-pocket
Overcharged if over
$55
Push back above this
The average hospital charge of $513 is $478 over the fair price (about 15x the fair rate).
What hospitals charge for Whirlpool Therapy
From hospital-published transparency (MRF) files. These are the hospitals in our database that list this procedure.
| Hospital | Gross Charge | Cash Rate | vs Medicare |
|---|---|---|---|
| HealthSource Saginaw SAGINAW, MI | — | — | 11365% |
| Baptist Health Princeton Hospital , AL | — | — | 10575% |
| Rehabilitation Hospital of Rhode Island , RI | $1,658 | $1,658 | 10457% |
| Stonewall Jackson Hospital , WV | — | — | 9998% |
| Penn State Health Rehabilitation Hospital , PA | $59 | — | 6046% |
| Astria Sunnyside Hospital SUNNYSIDE, WA | $625 | $357 | 3881% |
| Three Rivers Hospital BREWSTER, WA | $621 | $621 | 3858% |
| MEDICAL CITY MENTAL HEALTH AND WELLNESS CENTER - ALLIANCE FORT WORTH, TX | $551 | — | 3407% |
| 62-1113167 BMH Tipton , TN | $402 | $96 | 2461% |
| Carroll County Memorial Hospital CARROLLTON, KY | $383 | $230 | 2339% |
| Baylor - Dallas Dallas, TX | — | — | 1792% |
| Baylor - Fort Worth Fort Worth, TX | — | — | 1792% |
| Baylor - Frisco Frisco, TX | — | — | 1792% |
| Baylor - Lakeway Lakeway, TX | — | — | 1792% |
| Donalsonville Hospital , GA | $294 | $250 | 1773% |
Were you billed for this procedure?
Send us your bill and we'll compare every line item against Medicare rates and your hospital's published prices. Free review, no obligation.
About Whirlpool Therapy
CPT code 97022 refers to whirlpool therapy (billing description: "Whirlpool therapy"). Under the 2026 Medicare Physician Fee Schedule, it is reimbursed at $16 in a facility (hospital or surgery center) and $16 in a doctor's office.
The Medicare rate is the closest thing to an objective "what this work is actually worth." A fair cash price for the uninsured is generally 1.5–3x that rate. Hospital sticker (gross) charges are often far higher — but almost nobody actually pays them.
What to do if you were overcharged
- 1Send us your bill — we'll identify this code and compare it against the rates shown above.
- 2Get a dispute letter — citing the Medicare rate and your hospital's own published pricing data.
- 3We negotiate for you — 25% of savings, no savings = no fee.