Can I negotiate my bill at Howard County Medical Center?

Yes. 93% of patients who negotiate succeed. Use real pricing data to compare your charges against Medicare benchmarks and generate a dispute letter.

Hospitals / NE

Howard County Medical Center Pricing Analysis

P O BOX 406, 1113 SHERMAN ST, St. Paul, NE

Source: Hospital MRF file & CMS Medicare PFS 2026

Fairness Grade

Lower than most hospitals

Price Multiplier

the federal fair-price benchmark

Procedures Priced

10,060

100 comparable to federal rates

What does this mean for your bill? This hospital charges about 1x the federal benchmark — relatively low for a US hospital.For example, a procedure the government prices at $100 would cost about $100 at this hospital's list price. If you're uninsured or out-of-network, you may be able to negotiate down significantly.

Check a specific procedure price

Use our price checker to look up any of 7,700+ procedures and see what Medicare considers a fair price.

Price Checker

Biggest Overcharges at This Hospital

These are the procedures where Howard County Medical Center charges the most compared to the federal fair-price benchmark. “They Charge” is what appears on your bill. “Gov. Benchmark” is what the government determines the doctor's work is worth.

Note:This hospital's published data mainly includes major surgical procedures. These charges include the cost of implanted devices (like pacemakers or joint replacements) and facility fees — not just the surgeon's work. The government benchmark shown only reflects the surgeon's fee, so the difference looks larger than it is for these procedures.

Procedure	Code	They Charge	Gov. Benchmark	You Overpay
Prq AV Fstl Crt Uxtr Sep Acs	36837	$17,703	$9,093	+$8,610
Vasc Embolize/occlude Organ	37243	$15,557	$7,995	+$7,562

About Howard County Medical Center

Howard County Medical Center in St. Paul, NE charges about 1x the federal benchmark — relatively low for a US hospital across 100 procedures we could compare. This data comes directly from the hospital's own published price file — they're required by federal law to share it.

What this means for your bill

If you're uninsured, out-of-network, or have a high-deductible plan, these prices directly affect what you pay. If you have in-network insurance, your insurer has likely negotiated much lower rates.

Can I negotiate?

Yes. Most hospitals will reduce bills when patients present evidence. Our bill review service compares your specific charges to fair-price benchmarks and generates a dispute letter you can send to the billing department.

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