Spencer Municipal Hospital Pricing Analysis
1200 1ST AVENUE EAST, SPENCER, IA
Source: Hospital MRF file & CMS Medicare PFS 2026
D
Pricier than average
50x
the federal fair-price benchmark
147
21 comparable to federal rates
Check a specific procedure price
Use our price checker to look up any of 7,700+ procedures and see what Medicare considers a fair price.
Biggest Overcharges at This Hospital
These are the procedures where Spencer Municipal Hospital charges the most compared to the federal fair-price benchmark. “They Charge” is what appears on your bill. “Gov. Benchmark” is what the government determines the doctor's work is worth.
| Procedure | Code | They Charge | Gov. Benchmark | You Overpay |
|---|---|---|---|---|
| Graft Tiss Aldrm 320sqcm Perf | Q4116 | $41,867 | $127 | +$41,739 |
| Drsg Wnd Clgn Purapl AM 54sqcm | Q4196 | $16,929 | $127 | +$16,802 |
| Graft Skn Allwrp Ds 16 Sqcm Wt | Q4150 | $8,286 | $127 | +$8,159 |
| Algrf 16sqcm Xcellerate Lyoph | Q4234 | $7,125 | $127 | +$6,998 |
| Graft Restrata 18.75sqcm Mtrx | A2007 | $6,413 | $127 | +$6,285 |
| Graft Skn Nushield 12 Sq CM | Q4160 | $3,990 | $127 | +$3,863 |
| Graft Skn Affinity 2.25 Sq CM | Q4159 | $3,848 | $127 | +$3,720 |
| Graft Sk Apligraf Lg Ft 44sqcm | Q4101 | $3,833 | $127 | +$3,706 |
| Algrft Acell Derm 3.0mm 28sqcm | Q4125 | $3,787 | $127 | +$3,659 |
| Graft Sft Tis Epifix 2.5 Sq CM | Q4186 | $2,536 | $127 | +$2,409 |
| Diabetes Dsmt RN Ind Ea30 | G0108 | $211 | $56 | +$155 |
About Spencer Municipal Hospital
Spencer Municipal Hospital in SPENCER, IA charges 50x or more above the federal benchmark — among the most expensive across 21 procedures we could compare. This data comes directly from the hospital's own published price file — they're required by federal law to share it.
What this means for your bill
If you're uninsured, out-of-network, or have a high-deductible plan, these prices directly affect what you pay. If you have in-network insurance, your insurer has likely negotiated much lower rates.
Can I negotiate?
Yes. Most hospitals will reduce bills when patients present evidence. Our bill review service compares your specific charges to fair-price benchmarks and generates a dispute letter you can send to the billing department.
Compare with other hospitals
See how Spencer Municipal Hospital stacks up against other hospitals in the area.
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