UM St. Joseph Medical Center Pricing Analysis
Source: Hospital MRF file & CMS Medicare PFS 2026
A
Best Value
5x
the federal fair-price benchmark
1,522
128 comparable to federal rates
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Biggest Overcharges at This Hospital
These are the procedures where UM St. Joseph Medical Centercharges the most compared to the federal fair-price benchmark. “They Charge” is what appears on your bill. “Gov. Benchmark” is what the government determines the doctor's work is worth.
| Procedure | Code | They Charge | Gov. Benchmark | You Overpay |
|---|---|---|---|---|
| HC OXYGEN UPTAKE WITH CO2 OUTPUT | 94681 | $1,922 | $50 | +$1,872 |
| HC OXYGEN UPTAKE REST & EXERCISE SIMPLE | 94680 | $1,602 | $58 | +$1,544 |
| HC BRONCHOSPASM PROVOCATION EVALUATION | 94070 | $1,794 | $70 | +$1,724 |
| HC DELIVERY OUTSIDE DEPARTMENT | 59414 | $1,873 | $82 | +$1,791 |
| HC THER/PROPH/DIAG IV INF INIT | 96365 | $1,139 | $67 | +$1,072 |
| HC EXTERNAL CEPHALIC VERSION | 59412 | $1,561 | $94 | +$1,467 |
| HC EXERCISE TEST FOR BRONCHOSPASM WITH SPIROMETRY | 94617 | $1,517 | $93 | +$1,423 |
| HC FETAL DEMISE/GENETIC TERM 2/3 TRI W EPI | 59812 | $5,619 | $359 | +$5,259 |
| HC PT EVAL MODERATE COMPLEXITY 113-127 MIN | 97162 | $1,259 | $98 | +$1,161 |
| HC PT EVAL LOW COMPLEXITY 113-127 MIN | 97161 | $1,259 | $98 | +$1,161 |
| HC PT EVAL HIGH COMPLEXITY 113-127 MIN | 97163 | $1,259 | $98 | +$1,161 |
| HC CARDIOPULMONARY EXERCISE TESTING | 94621 | $1,922 | $166 | +$1,757 |
| HC C SECTION EMERGENT W MAJOR SURG | 59514 | $9,521 | $824 | +$8,697 |
| HC CERVICAL CERCLAGE | 59320 | $1,561 | $137 | +$1,424 |
| HC CERVICAL CERCLAGE REMOVAL W ANES | 59871 | $1,249 | $121 | +$1,128 |
| HC CHEMO PROLONG INFUSE W/PUMP | 96416 | $1,139 | $133 | +$1,006 |
About UM St. Joseph Medical Center Pricing
UM St. Joseph Medical Center in Towson, MD charges prices relatively close to what insurance companies and the government pay across 128procedures we could compare. This data comes directly from the hospital's own published price file — they're required by federal law to share it.
What this means for your bill
If you're uninsured, out-of-network, or have a high-deductible plan, these prices directly affect what you pay. If you have in-network insurance, your insurer has likely negotiated much lower rates — but you may still owe a percentage of the hospital's high list price for your coinsurance or deductible.
Can I negotiate?
Yes. Most hospitals will reduce bills when patients present evidence. Our bill checker compares your specific charges to fair-price benchmarks and generates a dispute letter you can send to the billing department.
Compare with other hospitals
See how UM St. Joseph Medical Center stacks up against other hospitals in the area.
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