UM St. Joseph Medical Center Pricing Analysis
Towson, MD
Source: Hospital MRF file & CMS Medicare PFS 2026
A
Lower than most hospitals
5x
the federal fair-price benchmark
1,522
128 comparable to federal rates
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Use our price checker to look up any of 7,700+ procedures and see what Medicare considers a fair price.
Biggest Overcharges at This Hospital
These are the procedures where UM St. Joseph Medical Center charges the most compared to the federal fair-price benchmark. “They Charge” is what appears on your bill. “Gov. Benchmark” is what the government determines the doctor's work is worth.
| Procedure | Code | They Charge | Gov. Benchmark | You Overpay |
|---|---|---|---|---|
| Oxygen Uptake With Co2 Output | 94681 | $1,922 | $50 | +$1,872 |
| Oxygen Uptake Rest & Exercise Simple | 94680 | $1,602 | $58 | +$1,544 |
| Bronchospasm Provocation Evaluation | 94070 | $1,794 | $70 | +$1,724 |
| Delivery Outside Department | 59414 | $1,873 | $82 | +$1,791 |
| IV infusion therapy (first hour) | 96365 | $1,139 | $67 | +$1,072 |
| External Cephalic Version | 59412 | $1,561 | $94 | +$1,467 |
| Exercise Test For Bronchospasm With Spirometry | 94617 | $1,517 | $93 | +$1,423 |
| Fetal Demise/genetic Term 2/3 Tri With Epi | 59812 | $5,619 | $359 | +$5,259 |
| PT Evaluation Moderate Complexity 113-127 Min | 97162 | $1,259 | $98 | +$1,161 |
| PT Evaluation Low Complexity 113-127 Min | 97161 | $1,259 | $98 | +$1,161 |
| PT Evaluation High Complexity 113-127 Min | 97163 | $1,259 | $98 | +$1,161 |
| Cardiopulmonary Exercise Testing | 94621 | $1,922 | $166 | +$1,757 |
| C Section Emergent With Major Surgery | 59514 | $9,521 | $824 | +$8,697 |
| Cervical Cerclage | 59320 | $1,561 | $137 | +$1,424 |
| Cervical Cerclage Removal With Anesthesia | 59871 | $1,249 | $121 | +$1,128 |
| Chemo Prolong Infuse W/pump | 96416 | $1,139 | $133 | +$1,006 |
About UM St. Joseph Medical Center
UM St. Joseph Medical Center in Towson, MD charges about 5x the federal benchmark — typical for US hospitals across 128 procedures we could compare. This data comes directly from the hospital's own published price file — they're required by federal law to share it.
What this means for your bill
If you're uninsured, out-of-network, or have a high-deductible plan, these prices directly affect what you pay. If you have in-network insurance, your insurer has likely negotiated much lower rates.
Can I negotiate?
Yes. Most hospitals will reduce bills when patients present evidence. Our bill review service compares your specific charges to fair-price benchmarks and generates a dispute letter you can send to the billing department.
Compare with other hospitals
See how UM St. Joseph Medical Center stacks up against other hospitals in the area.
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