UM Upper Chesapeake Medical Center Pricing Analysis
Bel Air, MD
Source: Hospital MRF file & CMS Medicare PFS 2026
A
Lower than most hospitals
5x
the federal fair-price benchmark
1,510
113 comparable to federal rates
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Biggest Overcharges at This Hospital
These are the procedures where UM Upper Chesapeake Medical Center charges the most compared to the federal fair-price benchmark. “They Charge” is what appears on your bill. “Gov. Benchmark” is what the government determines the doctor's work is worth.
| Procedure | Code | They Charge | Gov. Benchmark | You Overpay |
|---|---|---|---|---|
| IP Hemodialysis One Evaluation | 90935 | $2,024 | $61 | +$1,963 |
| Delivery Outside Department | 59414 | $2,346 | $82 | +$2,263 |
| Apheresis Rbc | 36512 | $2,020 | $86 | +$1,934 |
| Apheresis Platelets | 36513 | $2,020 | $88 | +$1,931 |
| Apheresis Wbc | 36511 | $2,020 | $91 | +$1,928 |
| External Cephalic Version | 59412 | $1,955 | $94 | +$1,861 |
| Fetal Demise/genetic Term 2/3 Tri With Epi | 59812 | $7,037 | $359 | +$6,678 |
| C Section Emergent With Major Surgery | 59514 | $11,924 | $824 | +$11,100 |
| Cervical Cerclage | 59320 | $1,955 | $137 | +$1,817 |
| Cervical Cerclage Removal With Anesthesia | 59871 | $1,564 | $121 | +$1,443 |
| OT Evaluation Moderate Complexity 98-112 Min | 97166 | $1,113 | $101 | +$1,012 |
| Vaginal delivery (delivery only) | 59409 | $6,255 | $722 | +$5,533 |
| Vaginal Delivery After C Section (vbac) | 59612 | $6,255 | $823 | +$5,432 |
| Lithotripsy Extracorporeal | 50590 | $5,270 | $760 | +$4,510 |
About UM Upper Chesapeake Medical Center
UM Upper Chesapeake Medical Center in Bel Air, MD charges about 5x the federal benchmark — typical for US hospitals across 113 procedures we could compare. This data comes directly from the hospital's own published price file — they're required by federal law to share it.
What this means for your bill
If you're uninsured, out-of-network, or have a high-deductible plan, these prices directly affect what you pay. If you have in-network insurance, your insurer has likely negotiated much lower rates.
Can I negotiate?
Yes. Most hospitals will reduce bills when patients present evidence. Our bill review service compares your specific charges to fair-price benchmarks and generates a dispute letter you can send to the billing department.
Compare with other hospitals
See how UM Upper Chesapeake Medical Center stacks up against other hospitals in the area.
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