How BillFairly Works
We use publicly available hospital pricing data and Medicare benchmarks to show you exactly how much your bill is overcharged — and give you the tools to fight it.
Upload Your Bill
Take a photo or upload a PDF of your medical bill. Our AI extracts every procedure code, charge, and provider detail automatically. This takes about 15 seconds.
We Analyze Against Public Data
Each charge on your bill is compared against: (1) the Medicare Physician Fee Schedule — what the government pays for the exact same service, and (2) your hospital's own published price transparency data — the rates they've publicly committed to.
See Your Results + Get a Dispute Letter
Within 60 seconds, you'll see a line-by-line breakdown showing exactly how much each service is overcharged. We then generate a professional dispute letter citing your hospital's own data and Medicare benchmarks.
Send the Letter (or Let Us Handle It)
You can send the dispute letter yourself (free), or sign up for our full-service option where we negotiate directly with the hospital on your behalf. Full-service fee: 25% of what we save you. No savings = no fee.
Where Our Data Comes From
Every number we cite is from a publicly available, legally mandated source. This is what makes our dispute letters so effective — we're using the hospital's own published data against them.
Medicare Physician Fee Schedule
Published by CMS. Contains payment rates for 10,000+ procedure codes. Updated annually. This is the gold standard benchmark.
Source: cms.gov
Hospital Price Transparency Files
Every US hospital is legally required (since 2021) to publish their charges, cash rates, and negotiated rates in a machine-readable format.
Source: Hospital websites
DRG Payment Rates
Medicare's payment rates for inpatient hospital stays, organized by diagnosis group. Published annually by CMS.
Source: cms.gov
NCCI Edit Pairs
CMS's list of procedure codes that should NOT be billed together. We use this to detect 'unbundling' errors on your bill.
Source: cms.gov
60 seconds. No account. No obligation.